More provider options and a primary doctor who coordinates your care for you, with referrals required to see a specialist. Holly Carey joined NerdWallet in 2021 as an editor on the team responsible for expanding content to additional topics within personal finance. Previously, Holly wrote and edited content and developed digital media strategies as a public affairs officer for the U.S. “In this country it is a truly wacky patchwork quilt of options,” says Sabrina Corlette, who co-directs the Center on Health Insurance Reform at Georgetown University. How to apply for Medicaid and CHIP Learn about Medicaid and CHIP health insurance for adults and children with a low income. You can also find a health insurance agent or broker yourself by doing an online search for your ZIP code or state.
- Administrative services provided by United HealthCare Services, Inc. or their affiliates.
- “Brokers do get commissions, but in my experience, the good brokers want repeat customers and that means happy customers,” she says.
- One drawback to short-term health insurance is that it doesn’t offer the same level of coverage as standard health insurance.
- Les Masterson is a deputy editor and insurance analyst at Forbes Advisor.