Fixed Benefit Plan pays a fixed amount for pre-decided diseases like critical illness, cancer, heart disease, etc. It has also its sub types like Preventive Insurance, Critical illness and Personal Accident. Reimbursement is on a fee-for-service basis, but the number of physicians allowed to accept Statutory Health Insurance in a given locale is regulated by the government and professional societies. No need to come and meet the insurance marketing, by only completing the form and you already have insurance protection.
CashlessReimbursementSubmit your insurance card or insurance ID to the hospital → hospital confirms to the insurer → once approved, claim is success and you get medical treatment. Private insurance offers the most convenient option for medical care in Indonesia. Inpatient care means the insurer only covers the expenses that require admission to hospital.